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+352 20 42 04 70
Mon-Fri 9am-6pm
✓ 15 years of experience🏆 150+ satisfied clients

Your Trusted Life Annuity Partner

Since 2008, we have been supporting senior homeowners in Luxembourg
in their life annuity sale projects. Our expertise and our human approach have enabled more than 150 families to secure their financial future.

150+
Clients supported
15
Years of experience
4.9/5
Client satisfaction

Our Mission

Supporting Seniors towards Financial Serenity

At Viager Luxembourg, we believe that every senior homeowner deserves to fully enjoy their retirement without financial worries. The life annuity is not just a property transaction, it is above all a life solution.

Our approach stands out for its attentive listening to your specific needs, sharp technical expertise and human support throughout your project. We take the time needed for you to fully understand all aspects of your life annuity sale.

🎯 Our Values

  • Transparency - Clear and complete information
  • Caring - Support adapted to seniors
  • Excellence - High-level technical expertise
  • Integrity - Independent and objective advice
🏆

Professional Recognition

  • ✓ Member of the Luxembourg Real Estate Chamber
  • ✓ European Life Annuity Expert Certification
  • ✓ Ministry of Housing accreditation
  • ✓ Professional Civil Liability Insurance
📊

Our Results

98%
Satisfied clients
24h
Average response time
6 months
Average sale time
100%
Secured payments

Our Team of Experts

Lead Life Annuity Expert

Founder & Certified Expert

🎓Master in Real Estate - University of Luxembourg
🏆15 years specialised in life annuity
📊120+ life annuity sales completed
🌍Expert recognised in the Benelux
The life annuity must be a solution of freedom and serenity. Our role is to support you with patience and expertise.

Senior Adviser

Support Specialist

👥Senior support specialist
🏠10 years of property advice
💬Trilingual (FR/DE/LU)
❤️Recognised empathetic approach
Every situation is unique. We listen to your needs to offer you the most suitable life annuity solution.

Legal Expert

Law & Taxation Specialist

⚖️Doctor of Real Estate Law
📋12 years of tax expertise
🎯Optimisation specialist
🔒Legal securing
Legal security is paramount. We ensure that your interests are perfectly protected.

Our Support Method

1

Listening & Analysis of Your Situation

Personalised appointment (at your home if you wish) to understand your objectives, your family situation and your financial needs.

In-depth interview on your motivations
Analysis of your wealth situation
Assessment of your future needs
Advice on the suitable type of life annuity
2

Expertise & Precise Valuation

Professional estimate of your property by an accredited expert and personalised calculation of your life annuity.

Complete technical visit of the property
Comparative market study
Personalised actuarial calculation
Simulation of different scenarios
3

Search for a Qualified Buyer

Rigorous selection of solvent investors and verification of their payment guarantees.

Network of verified investors
In-depth solvency check
Negotiation of the best conditions
Securing the guarantees
4

Legal Securing & Signing

Drafting of the contract with our legal expert and support at the notary.

Verification of all legal aspects
Tax optimisation of the transaction
Preparation of notarial documents
Assistance with signing at the notary
5

Lifelong Follow-up & Support

Monitoring of payments, administrative assistance and ongoing support.

Monthly control of payments
Assistance with procedures
Support as your situation evolves
Dedicated priority hotline

Our Certifications & Partners

🏛️

Real Estate Chamber

Active member since 2008

🎓

Certified Life Annuity Expert

European certification

🛡️

Professional Liability Insurance

€2M coverage

⚖️

Ministerial Accreditation

Ministry of Housing

Our Trusted Partners

🏦

Partner Banks

BGL BNP Paribas, BCEE, ING Luxembourg

📋

Specialist Notaries

Network of 12 notarial firms

🏥

Insurers

Foyer, AXA, Allianz Luxembourg

Trust Our Expertise

More than 150 families in Luxembourg have trusted us with their life annuity project. Join them and discover how we can support you.

✓ First meeting free✓ Personalised quote✓ No obligation✓ Expert advice