Vacant Life Annuity in Luxembourg
Sell and free yourself immediately!
The vacant life annuity lets you sell your property, move out and receive the highest possible life annuity.
Vacant Life Annuity vs Occupied Life Annuity
Vacant Life Annuity
You sell AND you leave
✅ Advantages
- •Maximum life annuity (no discount)
- •Total freedom to move
- •A new life possible (another country, retirement home)
- •No more charges or maintenance
- •Bouquet generally larger
⚠️ To consider
- •Obligation to vacate the property
- •Cost of the new home
- •Change of environment
Occupied Life Annuity
You sell AND you stay
✅ Advantages
- •You stay in your home
- •No moving out
- •Familiar environment
- •No new housing costs
⚠️ Limitations
- •Reduced annuity (25-35% discount)
- •Maintenance charges often retained
- •Cannot move out
Comparison on the same property
Vacant Life Annuity
Maximum annuity
€600k house - Couple aged 70
Occupied Life Annuity
With occupancy discount
Same property - Same profile
The Vacant Life Annuity is Ideal if...
You want to change your life
Move to another region, another country, or be closer to family.
You are considering a retirement home
Anticipate a need for assistance or prefer adapted accommodation.
You prioritise income
Maximise your life annuity to improve your standard of living.
You no longer want maintenance
Free yourself from the charges, works and worries of an owner.
Your children live far away
Get closer to your loved ones or simplify your daily life.
You dream of freedom
Enjoy your retirement without geographical constraints.
How Does a Vacant Life Annuity Work?
Estimate
Valuation of your property and calculation of your maximum vacant life annuity.
Buyer Search
We find the ideal investor for your vacant life annuity.
Negotiation
Optimising the bouquet and the annuity. Signing at the notary's office.
Freedom
You leave whenever you wish and receive your annuity for life.
Vacant Life Annuity Testimonials
“We were able to move closer to our children in France while keeping a comfortable annuity. An excellent decision!”
“The house had become too big. Now I am in a senior residence and my annuity covers all my costs.”
“I enjoy the Spanish sun with my annuity! The freedom the vacant life annuity gives is incredible.”
Ready for Your New Life?
The vacant life annuity offers you the maximum annuity AND total freedom. Find out how much your property could earn you as a vacant annuity.