Our method
Your life annuity project, supported from A to Z
A life annuity is a long-term commitment: it deserves a clear method. From the first conversation to the income follow-up after signing, we support sellers and buyers at every stage, without rushing or needless jargon.
The process
Five steps, from first contact to signing
- 01
First conversation
A free, confidential conversation to understand your situation and goals, and to answer your first questions. No commitment.
You and a life annuity adviser
- 02
Costed study
We value the property using our engine and the municipal data from the Observatoire de l'Habitat, then build several lump sum and income scenarios.
Life annuity adviser and estimation engine
- 03
Matching or property search
For sellers, we present your property to the relevant buyers. For buyers, we search for the life annuity that fits your budget and criteria.
Seller, buyer and adviser
- 04
Preliminary contract and authentic deed
The terms are formalised in a preliminary contract, then in the authentic deed signed before the notary. Lump sum, income, safeguards and clauses are clearly set out.
The notary, with our support
- 05
Post-signing follow-up
Once the sale is complete, we remain available for follow-up: income payment, annual indexation and answers to your questions over time.
Our team, alongside you
Our commitments
What you can count on
Transparent calculations
Every estimate relies on public data and a traceable scale. You understand where each figure comes from.
No forced exclusivity
You stay free. We impose neither an exclusive mandate nor a binding commitment to work with you.
Reply within 24 hours
A question, a callback request? We commit to getting back to you within 24 working hours.
Your data never sold
Your information serves only your project. It is neither transferred nor sold to third parties.
Take the next step
Where would you like to start?
I want to sell in a life annuity
Estimate your income and lump sum in a few minutes, then let's talk about your project.
Estimate my incomeI want to buy in a life annuity
Browse the life annuity properties available in Luxembourg and refine your search.
See life annuity properties