Educational simulation
Occupied term sale in Diekirch-Centre
Here is what a Occupied term sale operation can look like in the Diekirch-Centre area, for a representative profile and property. All amounts are simulated from the commune's official price per m².
- House
- 8 rooms
- Living area
- 215 m²
- Price basis (Observatory)
- 5,800 €/m²
- Reference life expectancy (STATEC)
- 14.1 years
The structure of the operation
- Property value
- €1,245,000
- Occupancy discount
- −39 %
- Bouquet paid at signature
- €435,750
- Monthly annuity for life
- €2,570
- Discounted purchase price
- €759,450
The context
The property and the profile
- House with 8 rooms, 215 m², located in Diekirch-Centre. Price basis: 5,800 €/m², consistent with asking prices observed in the commune.
- Seller profile: Homme, 71 ans. Age determines the occupancy discount and the annuity conversion coefficient.
- The commune's viager market
How to read these figures
The 39% discount is the value of the right of use and habitation kept by the seller: the buyer pays €759,450 for a property worth €1,245,000.
The seller receives €435,750 at signature before the notary, then an indexed annuity for life.
The coefficients used are those of our public scale: reference life expectancy of 14.1 years for this profile.
Method and sources
Educational case study: amounts, ages and terms are simulated — this is not a real transaction. Property value = surface × local price per m² (Housing Observatory, data.public.lu), rounded. Every real operation is the subject of a personalised study.
Price source: Housing Observatory — logement.public.luDoes your situation look like this study?
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