Educational simulation
Occupied viager in Contern-Moutfort
Here is what a Occupied viager operation can look like in the Contern-Moutfort area, for a representative profile and property. All amounts are simulated from the commune's official price per m².
- House
- 6 rooms
- Living area
- 165 m²
- Price basis (Observatory)
- 7,100 €/m²
- Reference life expectancy (STATEC)
- 14.5 years
The structure of the operation
- Property value
- €1,170,000
- Occupancy discount
- −36 %
- Bouquet paid at signature
- €409,500
- Monthly annuity for life
- €2,520
- Discounted purchase price
- €748,800
The context
The property and the profile
- House with 6 rooms, 165 m², located in Contern-Moutfort. Price basis: 7,100 €/m², consistent with asking prices observed in the commune.
- Seller profile: Femme, 74 ans / Homme, 88 ans. Age determines the occupancy discount and the annuity conversion coefficient.
- The commune's viager market
How to read these figures
The 36% discount is the value of the right of use and habitation kept by the seller: the buyer pays €748,800 for a property worth €1,170,000.
The seller receives €409,500 at signature before the notary, then an indexed annuity for life.
The coefficients used are those of our public scale: reference life expectancy of 14.5 years for this profile.
Method and sources
Educational case study: amounts, ages and terms are simulated — this is not a real transaction. Property value = surface × local price per m² (Housing Observatory, data.public.lu), rounded. Every real operation is the subject of a personalised study.
Price source: Housing Observatory — logement.public.luDoes your situation look like this study?
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