Life annuity in Schengen
Property prices in Schengen, a sample life annuity and support from a life annuity expert in Luxembourg. Free estimate with no obligation.
Flat
refined notarial sale prices (excluding outbuildings), last 12 months
House
average advertised prices (asking prices), last 12 months
Example calculated for an occupant aged 72, indicative bouquet of 30%. Indicative estimate, not contractually binding — an expert refines your exact figure within 24 h.
Price trends in Schengen (2010–2025)
Average advertised prices per m², source Observatoire de l'Habitat. An occupancy discount applies to an occupied life annuity depending on age — see the life annuity scale.
| Year | Flat €/m² | House €/m² |
|---|---|---|
| 2010 | 3.540 | 3.020 |
| 2011 | 3.886 | 3.537 |
| 2012 | 3.820 | 3.360 |
| 2013 | 3.961 | 3.387 |
| 2014 | 3.809 | 3.496 |
| 2015 | 4.067 | 3.577 |
| 2016 | 4.481 | 3.690 |
| 2017 | 4.755 | 3.777 |
| 2018 | 4.774 | 4.209 |
| 2019 | n/a | 3.674 |
| 2020 | 5.909 | 3.841 |
| 2021 | 7.782 | 5.672 |
| 2022 | 7.922 | 6.515 |
| 2023 | 6.921 | 4.875 |
| 2024 | 7.063 | 4.711 |
| 2025 | 6.969 | 5.396 |
Selling via a life annuity in Schengen
Sell while continuing to live in your property in Schengen.
Sell and vacate the property for a maximum annuity.
Usufruct, bare ownership tables and annuity coefficients.
Neighbouring municipalities
Source : Observatoire de l'Habitat (Ministère du Logement et de l'Aménagement du territoire) — data.public.lu. Indicative prices, updated annually. Where municipal data is insufficient, the national average (9.464 €/m² flat) is used and flagged. Methodological note.