Educational simulation
Occupied term sale in Kopstal-Kopstal
Here is what a Occupied term sale operation can look like in the Kopstal-Kopstal area, for a representative profile and property. All amounts are simulated from the commune's official price per m².
- House
- 8 rooms
- Living area
- 230 m²
- Price basis (Observatory)
- 8,950 €/m²
- Reference life expectancy (STATEC)
- 8.4 years
The structure of the operation
- Property value
- €2,060,000
- Occupancy discount
- −27 %
- Bouquet paid at signature
- €721,000
- Monthly annuity for life
- €9,590
- Discounted purchase price
- €1,503,800
The context
The property and the profile
- House with 8 rooms, 230 m², located in Kopstal-Kopstal. Price basis: 8,950 €/m², consistent with asking prices observed in the commune.
- Seller profile: Femme, 85 ans / Homme, 83 ans. Age determines the occupancy discount and the annuity conversion coefficient.
- The commune's viager market
How to read these figures
The 27% discount is the value of the right of use and habitation kept by the seller: the buyer pays €1,503,800 for a property worth €2,060,000.
The seller receives €721,000 at signature before the notary, then an indexed annuity for life.
The coefficients used are those of our public scale: reference life expectancy of 8.4 years for this profile.
Method and sources
Educational case study: amounts, ages and terms are simulated — this is not a real transaction. Property value = surface × local price per m² (Housing Observatory, data.public.lu), rounded. Every real operation is the subject of a personalised study.
Price source: Housing Observatory — logement.public.luDoes your situation look like this study?
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