Educational simulation

Viager in Luxembourg in 50 worked examples

What could a viager sale look like in Limpertsberg, Esch-sur-Alzette or Differdange? These case studies walk through typical operations, district by district, with amounts computed by our engine from official Housing Observatory prices.

Educational simulations — not real transactions. Each page details the method and its sources.

Occupied viager

17 studies

−38 %

Luxembourg-Limpertsberg

Apartment · 4 rooms · 105 m²

Bouquet paid at signature: €399,000
Monthly annuity for life: €2,100

Property value : €1,140,000 · Femme, 72 ans

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−35 %

Dudelange-Burange

House · 7 rooms · 200 m²

Bouquet paid at signature: €402,500
Monthly annuity for life: €2,690

Property value : €1,150,000 · Femme, 81 ans / Homme, 75 ans

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−41 %

Wiltz-Centre

Apartment · 2 rooms · 60 m²

Bouquet paid at signature: €103,250
Monthly annuity for life: €430

Property value : €295,000 · Femme, 69 ans

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−39 %

Remich-Centre

House · 4 rooms · 110 m²

Bouquet paid at signature: €274,750
Monthly annuity for life: €1,620

Property value : €785,000 · Homme, 71 ans

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−28 %

Bertrange-Centre

Apartment · 4 rooms · 100 m²

Bouquet paid at signature: €357,000
Monthly annuity for life: €4,310

Property value : €1,020,000 · Femme, 82 ans

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−36 %

Contern-Moutfort

House · 6 rooms · 165 m²

Bouquet paid at signature: €409,500
Monthly annuity for life: €2,520

Property value : €1,170,000 · Femme, 74 ans / Homme, 88 ans

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−38 %

Walferdange-Bereldange

Apartment · 5 rooms · 110 m²

Bouquet paid at signature: €343,000
Monthly annuity for life: €1,810

Property value : €980,000 · Femme, 72 ans

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−42 %

Kehlen-Keispelt

House · 7 rooms · 200 m²

Bouquet paid at signature: €535,920
Monthly annuity for life: €2,520

Property value : €1,540,000 · Homme, 68 ans

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−26 %

Schifflange-Centre

Apartment · 5 rooms · 110 m²

Bouquet paid at signature: €269,500
Monthly annuity for life: €3,910

Property value : €770,000 · Femme, 84 ans

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−42 %

Pétange-Lamadelaine

House · 8 rooms · 225 m²

Bouquet paid at signature: €501,120
Monthly annuity for life: €1,950

Property value : €1,440,000 · Femme, 68 ans / Homme, 71 ans

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−25 %

Bettembourg-Noertzange

Apartment · 5 rooms · 115 m²

Bouquet paid at signature: €306,250
Monthly annuity for life: €4,940

Property value : €875,000 · Femme, 85 ans

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−35 %

Schengen-Remerschen

House · 6 rooms · 160 m²

Bouquet paid at signature: €360,500
Monthly annuity for life: €2,960

Property value : €1,030,000 · Homme, 75 ans

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−34 %

Redange-sur-Attert-Centre

Apartment · 2 rooms · 60 m²

Bouquet paid at signature: €127,750
Monthly annuity for life: €920

Property value : €365,000 · Femme, 76 ans

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−29 %

Colmar-Berg-Centre

House · 5 rooms · 135 m²

Bouquet paid at signature: €236,250
Monthly annuity for life: €2,630

Property value : €675,000 · Femme, 81 ans / Homme, 82 ans

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−34 %

Mertert-Wasserbillig

Apartment · 3 rooms · 70 m²

Bouquet paid at signature: €162,750
Monthly annuity for life: €1,180

Property value : €465,000 · Femme, 76 ans

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−41 %

Niederanven-Senningerberg

House · 5 rooms · 130 m²

Bouquet paid at signature: €365,750
Monthly annuity for life: €1,830

Property value : €1,045,000 · Homme, 69 ans

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−41 %

Lintgen-Centre

Apartment · 3 rooms · 65 m²

Bouquet paid at signature: €161,000
Monthly annuity for life: €670

Property value : €460,000 · Femme, 69 ans

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Bare ownership

17 studies

−40 %

Esch-sur-Alzette-Nonnewisen

House · 8 rooms · 220 m²

Bouquet paid at signature: €765,000
Monthly annuity for life: cash

Property value : €1,275,000 · Homme, 70 ans

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−37 %

Ettelbruck-Warken

Apartment · 4 rooms · 90 m²

Bouquet paid at signature: €387,450
Monthly annuity for life: cash

Property value : €615,000 · Femme, 73 ans

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−40 %

Echternach-Centre

House · 8 rooms · 220 m²

Bouquet paid at signature: €738,000
Monthly annuity for life: cash

Property value : €1,230,000 · Homme, 80 ans / Femme, 70 ans

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−31 %

Mamer-Centre

Apartment · 4 rooms · 85 m²

Bouquet paid at signature: €517,500
Monthly annuity for life: cash

Property value : €750,000 · Femme, 79 ans

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−25 %

Hesperange-Howald

House · 6 rooms · 165 m²

Bouquet paid at signature: €963,750
Monthly annuity for life: cash

Property value : €1,285,000 · Homme, 85 ans

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−28 %

Junglinster-Centre

Apartment · 4 rooms · 90 m²

Bouquet paid at signature: €489,600
Monthly annuity for life: cash

Property value : €680,000 · Femme, 82 ans

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−39 %

Lorentzweiler-Centre

House · 7 rooms · 185 m²

Bouquet paid at signature: €762,500
Monthly annuity for life: cash

Property value : €1,250,000 · Homme, 71 ans / Femme, 72 ans

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−34 %

Koerich-Centre

Apartment · 4 rooms · 105 m²

Bouquet paid at signature: €498,300
Monthly annuity for life: cash

Property value : €755,000 · Femme, 76 ans

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−22 %

Kayl-Tétange

House · 4 rooms · 120 m²

Bouquet paid at signature: €592,800
Monthly annuity for life: cash

Property value : €760,000 · Homme, 88 ans

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−35 %

Bascharage-Hautcharage

Apartment · 3 rooms · 80 m²

Bouquet paid at signature: €386,750
Monthly annuity for life: cash

Property value : €595,000 · Femme, 75 ans

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−36 %

Frisange-Aspelt

House · 5 rooms · 130 m²

Bouquet paid at signature: €569,600
Monthly annuity for life: cash

Property value : €890,000 · Homme, 81 ans / Femme, 74 ans

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−25 %

Vianden-Centre

Apartment · 2 rooms · 60 m²

Bouquet paid at signature: €251,250
Monthly annuity for life: cash

Property value : €335,000 · Femme, 85 ans

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−38 %

Beckerich-Centre

House · 8 rooms · 210 m²

Bouquet paid at signature: €663,400
Monthly annuity for life: cash

Property value : €1,070,000 · Homme, 72 ans

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−22 %

Larochette-Centre

Apartment · 5 rooms · 120 m²

Bouquet paid at signature: €557,700
Monthly annuity for life: cash

Property value : €715,000 · Femme, 88 ans

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−28 %

Wasserbillig-Centre

House · 6 rooms · 175 m²

Bouquet paid at signature: €730,800
Monthly annuity for life: cash

Property value : €1,015,000 · Homme, 82 ans / Femme, 85 ans

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−34 %

Leudelange-Centre

Apartment · 3 rooms · 65 m²

Bouquet paid at signature: €376,200
Monthly annuity for life: cash

Property value : €570,000 · Femme, 76 ans

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−24 %

Wincrange-Centre

House · 8 rooms · 220 m²

Bouquet paid at signature: €684,000
Monthly annuity for life: cash

Property value : €900,000 · Homme, 86 ans

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Term sale

16 studies

−26 %

Differdange-Niedercorn

Apartment · 4 rooms · 100 m²

Bouquet paid at signature: €224,000
Monthly annuity for life: €3,250

Property value : €640,000 · Femme, 84 ans

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−39 %

Diekirch-Centre

House · 8 rooms · 215 m²

Bouquet paid at signature: €435,750
Monthly annuity for life: €2,570

Property value : €1,245,000 · Homme, 71 ans

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−40 %

Grevenmacher-Centre

Apartment · 4 rooms · 95 m²

Bouquet paid at signature: €224,000
Monthly annuity for life: €1,010

Property value : €640,000 · Femme, 70 ans

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−40 %

Strassen-Centre

House · 5 rooms · 130 m²

Bouquet paid at signature: €395,500
Monthly annuity for life: €1,780

Property value : €1,130,000 · Femme, 88 ans / Homme, 70 ans

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−32 %

Sandweiler-Centre

Apartment · 3 rooms · 70 m²

Bouquet paid at signature: €215,250
Monthly annuity for life: €1,840

Property value : €615,000 · Femme, 78 ans

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−34 %

Steinsel-Heisdorf

House · 4 rooms · 125 m²

Bouquet paid at signature: €323,750
Monthly annuity for life: €2,880

Property value : €925,000 · Homme, 76 ans

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−30 %

Capellen-Centre

Apartment · 4 rooms · 105 m²

Bouquet paid at signature: €283,500
Monthly annuity for life: €2,880

Property value : €810,000 · Femme, 80 ans

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−42 %

Mersch-Centre

House · 8 rooms · 225 m²

Bouquet paid at signature: €513,300
Monthly annuity for life: €1,990

Property value : €1,475,000 · Femme, 82 ans / Homme, 68 ans

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−25 %

Rumelange-Centre

Apartment · 4 rooms · 95 m²

Bouquet paid at signature: €201,250
Monthly annuity for life: €3,250

Property value : €575,000 · Femme, 85 ans

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−40 %

Mondercange-Pontpierre

House · 4 rooms · 110 m²

Bouquet paid at signature: €238,000
Monthly annuity for life: €1,300

Property value : €680,000 · Homme, 70 ans

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−22 %

Mondorf-les-Bains-Centre

Apartment · 4 rooms · 95 m²

Bouquet paid at signature: €271,250
Monthly annuity for life: €6,310

Property value : €775,000 · Femme, 88 ans

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−41 %

Clervaux-Centre

House · 5 rooms · 140 m²

Bouquet paid at signature: €231,000
Monthly annuity for life: €960

Property value : €660,000 · Femme, 69 ans / Homme, 75 ans

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−29 %

Bissen-Centre

Apartment · 5 rooms · 110 m²

Bouquet paid at signature: €255,500
Monthly annuity for life: €2,840

Property value : €730,000 · Femme, 81 ans

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−35 %

Rosport-Centre

House · 4 rooms · 120 m²

Bouquet paid at signature: €210,000
Monthly annuity for life: €1,720

Property value : €600,000 · Homme, 75 ans

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−35 %

Roeser-Peppange

Apartment · 2 rooms · 60 m²

Bouquet paid at signature: €157,500
Monthly annuity for life: €1,050

Property value : €450,000 · Femme, 75 ans

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−27 %

Kopstal-Kopstal

House · 8 rooms · 230 m²

Bouquet paid at signature: €721,000
Monthly annuity for life: €9,590

Property value : €2,060,000 · Femme, 85 ans / Homme, 83 ans

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